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PCI DSS are a set of comprehensive requirements for enhancing payment account data
security. The standards were developed by the founding payment brands of the PCI
Security Standards Council, including American Express, Discover Financial Services,
JCB International, MasterCard Worldwide and Visa Inc. Inc. International, to help
facilitate the broad adoption of consistent data security measures on a global basis.
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PCI DSS is a multifaceted security standard that includes requirements for security
management, policies, procedures, network architecture, software design and other
critical protective measures. This comprehensive standard is intended to help organizations
proactively protect customer account data.
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The PCI Security Standards Council will enhance the PCI DSS as needed to ensure
that the standard includes any new or modified requirements necessary to mitigate
emerging payment security risks, while continuing to foster wide-scale adoption.
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Ongoing development of the standard will provide for feedback from the Advisory
Board and other participating organizations. All key stakeholders are encouraged
to provide input, during the creation and review of proposed additions or modifications
to the PCI DSS.
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The core of the PCI DSS is a group of principles and accompanying requirements,
around which the specific elements of the DSS are organized. PCI DSS consists of
12 requirements grouped into 6 areas as given below:
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Build and Maintain a Secure Network
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Requirement 1: Install and maintain a firewall configuration to protect cardholder data.
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Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters
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Protect Cardholder Data
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Requirement 3: Protect stored cardholder data.
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Requirement 4: Encrypt transmission of cardholder data across open, public networks.
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Maintain a Vulnerability Management Program
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Requirement 5: Use and regularly update anti-virus software
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Requirement 6: Develop and maintain secure systems and applications
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Implement Strong Access Control Measures
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Requirement 7: Restrict access to cardholder data by business need-to-know.
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Requirement 8: Assign a unique ID to each person with computer access.
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Requirement 9: Restrict physical access to cardholder data.
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Regularly Monitor and Test Networks
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Requirement 10: Track and monitor all access to network resources and cardholder data.
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Requirement 11: Regularly test security systems and processes.
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Maintain an Information Security Policy
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Requirement 12: Maintain a policy that addresses information security.
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PCI Consultancy
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Our QSA’s will provide their expertise in the areas of scope minimization, scope
verification, pre-compliance review, compensating controls, training and conducting
workshops.
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PCI Compliance Validation Audit & Certification
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Our certified and experienced auditors [QSA, CISA, CISM & CISSP] will conduct onsite
audits to certify/renew certification. They will prepare all necessary documents
for initiation of approval by the International Card Schemes, and all necessary
communication with the International Card Schemes during the approval process.
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PCI Scan & Service Pack
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We conduct detailed scans; provide a list remediation activities and recommendations.
We also provide service packs consisting of offline support via email and phone
with an option to avail of onsite support services.
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